Standard Bank · API Platform

Build what’s next.

Payments, accounts, cards, forex, lending and open-banking APIs - BIAN-aligned, documented and ready to integrate.

REST
GraphQL
SOAP
JSON
OpenAPI 3.0
BIAN
OAuth 2.0
mTLS
Webhooks

GET
POST
PUT
DELETE

/home/user –□✕

Request

$ curl -X POST \
  https://example.com/v1/payments \
  -H "Authorization: Bearer $SB_TOKEN" \
  -H "Content-Type: application/json" \
  -H "Accept: application/json" \
  -d '{"amount":{"currency":"ZAR","value":1500.00},
      "creditor":{"account":"10-1928-3746"}}'

Response

HTTP/1.1 201 Created
content-type: application/json
{
  "id": "pmt_3Kd9Xa",
  "status": "ACCEPTED",
  "created": "2026-09-08T12:04:31Z"
}

Gateway log

12:04:31 POST /v1/payments 201 38ms

12:04:31 GET /v1/accounts/8837/balance 200 11ms

12:04:31 POST /v1/fx/quotes 200 24ms

12:04:32 GET /v1/cards/44/transactions 200 19ms

12:04:32 POST /oauth2/token 200 9ms

12:04:32 PUT /v1/cards/44/status 200 16ms

12:04:33 POST /v1/payments/batch 202 51ms

12:04:33 GET /v1/statements?year=2026 200 28ms

12:04:33 GET /v1/accounts/8837/transactions 200 22ms

12:04:34 POST /v1/beneficiaries 201 33ms

12:04:34 GET /v1/fx/rates?base=ZAR 200 14ms

12:04:34 DELETE /v1/beneficiaries/771 204 17ms

12:04:35 GET /v1/loans/offers 200 41ms

12:04:35 POST /v1/consents 201 26ms

12:04:35 GET /v1/cards/44 200 12ms

12:04:36 POST /v1/payments/validate 200 29ms

2xx success 99.2%

4xx client 0.7%

5xx server 0.1%

p95 latency 42ms

last 5 min 12,480

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