Standard Bank · API Platform

Build what’s next.

Payments, accounts, cards, forex, lending and open-banking APIs - BIAN-aligned, documented and ready to integrate.

REST
GraphQL
SOAP
JSON
OpenAPI 3.0
BIAN
OAuth 2.0
mTLS
Webhooks

GET
POST
PUT
DELETE

/home/user –□✕

Request

$ curl -X POST \
  https://example.com/v1/payments \
  -H "Authorization: Bearer $SB_TOKEN" \
  -H "Content-Type: application/json" \
  -H "Accept: application/json" \
  -d '{"amount":{"currency":"ZAR","value":1500.00},
      "creditor":{"account":"10-1928-3746"}}'

Response

HTTP/1.1 201 Created
content-type: application/json
{
  "id": "pmt_3Kd9Xa",
  "status": "ACCEPTED",
  "created": "2026-09-08T12:04:31Z"
}

Gateway log

12:04:31 POST /v1/payments 201 38ms

12:04:31 GET /v1/accounts/8837/balance 200 11ms

12:04:31 POST /v1/fx/quotes 200 24ms

12:04:32 GET /v1/cards/44/transactions 200 19ms

12:04:32 POST /oauth2/token 200 9ms

12:04:32 PUT /v1/cards/44/status 200 16ms

12:04:33 POST /v1/payments/batch 202 51ms

12:04:33 GET /v1/statements?year=2026 200 28ms

12:04:33 GET /v1/accounts/8837/transactions 200 22ms

12:04:34 POST /v1/beneficiaries 201 33ms

12:04:34 GET /v1/fx/rates?base=ZAR 200 14ms

12:04:34 DELETE /v1/beneficiaries/771 204 17ms

12:04:35 GET /v1/loans/offers 200 41ms

12:04:35 POST /v1/consents 201 26ms

12:04:35 GET /v1/cards/44 200 12ms

12:04:36 POST /v1/payments/validate 200 29ms

2xx success 99.2%

4xx client 0.7%

5xx server 0.1%

p95 latency 42ms

last 5 min 12,480

Get started in four steps

Explore

Browse the API products and read the reference docs.

Get invited

Request an invitation for access to our test environment.

Launch

Promote your app to production when you're ready.

Explore our API products

View all

Global Markets Sandbox FX Configuration 1.2.0

The Global Markets FX Configuration API offers customer access to Standard Bank's foreign exchange API's available currencies, entitlements and related configuration in a safe and secure manner, providing integration with the following: * The ability to return a list of currency pairs you can trade against

aoc-top40-product 1.0.0

cib-baw-ott-opsai-api-product 1.0.0

Central Msg Engine Response API Product 1.0.0

vaf-fleet-management-system-vehicle-odometer-update-product 1.0.1